It has been a while since I wrote about my whacky alternative investments. Two things happened in the past: P2P Lending I am left with some boomer platforms in this area. Maybe some of these names would generate a bit of nostalgia in the reader; what impressed me the most Read more…
TLDR: if you ask me, most did When I started this blog four years ago, I planned to dedicate ample space to p2p lending. I had been experimenting with investments in that space for three years and, at that time, I was starting to experience the first, unfortunate, negative surprises. Read more…
I wrote a lot about crypto lately, definitely more than it is represented in my portfolio. In the meantime, have collected thoughts on some more traditional assets. Then the war happened. Most of the considerations you will read are still valid, mine is not exactly the blog for day-traders, but Read more…
Listening to the latest episode of Animal Spirit podcast, the CEO of Cadre repeated at least five times that his mission is to ‘democratise finance’. Cadre offers to US accredited investors the possibility to invest in commercial real estate, an investment category that is normally only available via Private Equity Read more…
This morning I received below email from Viventor: We are pleased to announce that the acquisition of Twinero & Presto by Gielen Group is now final and investors are given 2 recovery options.As we informed you last year, the following three scenarios would be evaluated:1. Sell the troubled loan portfolios Read more…
It has been a while since I wrote about my p2p investments. Nothing relevant happened, just few good and bad news here and there. The main disappointment is that initially, p2p was meant to ‘democratise’ an asset class that was not available to retail investors; while it is still mostly Read more…
Two weeks ago I did not know the existence of Greensill, I bet 99% of the readers of this blog do not neither. Their website was taken down last Wednesday, so not more luck if you wanted to have a peek now. I got curious after reading headline after headline Read more…
Josh Wolfe of Lux Capital frequently uses the concept of directional arrows of progress, meaning that technologies are directionally predictable; this concept might be extended to other fields: for example, trading costs are an arrow, their direction was downward and RobinHood just accelerated this development by some years bringing costs Read more…
I started investing in DoFinance in mid 2017 and I wrote a review in Nov 2019, so like 20 years ago. The VID was not kind to their business model. In a traditional p2p platform, an investor lend money to a borrower and gets their funds when the borrower pays Read more…
More than a year ago I wrote this post on how returns in the p2p world will shape in the future. Time for a victory lap? Recently RateSetter, one of the pioneer of the sector in UK, announced the closing of its retail activity: RateSetter announces that Metro Bank is Read more…