I try to read blogs and forums to get ‘a pulse’ of the p2p industry. If crypto is considered at best as a fringe, curious topic by mainstream financial media, p2p coverage is relegated to that one per year article about 200 Chinese companies that went bankrupt the same day. Read more…
Quick one for the UK based readers. Kuflink is a peer to peer lending company that offers lenders opportunities to invest in short-term, 3 to 12 month bridging loans. All loans are secured by property should the borrower default. Kuflink offers both manual (non ISA account) and auto-investing (ISA and Read more…
Recently I read a lot of comments about the current yield offered on Mintos, so I thought it is the right time to give you my 2 cents on why you should expect yields to go down. I used Mintos as an example to introduce the topic but from now Read more…
Last week I received an email from Mintos saying that IuteCredit, a loan originator on the platform, announced the issuance of a four year senior unsecured corporate bond (ISIN XS2033386603) worth EUR 40 million, with an annual interest rate of 13%. So yes, this is not technically a Mintos bond…but Read more…
I am 41, I started investing and reading about investing when I was 17. That’s make 24 years of listening to smart people telling you that leverage is bad and reading about people who went broke because of leverage. In its essence, leverage is not inherently good or bad, it Read more…
There’s risk in peer-to-peer as there is in any investment. The important thing is to understand where the risk lies and the actions you can take to keep this risk as low as possible. Loans going bad The most obvious risk is the borrower being unable or unwilling to pay Read more…