Listening to the latest episode of Animal Spirit podcast, the CEO of Cadre repeated at least five times that his mission is to ‘democratise finance’. Cadre offers to US accredited investors the possibility to invest in commercial real estate, an investment category that is normally only available via Private Equity Read more…
You do not have the time to finish to write about ‘a legit Go&Grow‘ that you find it on Seedrs…or not? Loanpad is a new UK p2p platform that aims to offer the operational simplicity and control of an online account combined with the higher yields typical of p2p. You Read more…
At the beginning of December I started to place some investments in EvoEstate; one day I received an email from them about a new platform they were adding to their portal and…they had me at introducing Evo Alternative. The platform is called Heavy Finance, a really unique marketplace to invest Read more…
Elfin Market is a p2p / credit card start-up that is currently raising money on Seedrs. I already invested in three p2p companies on the platform (OrcaMoney, Abundance Investment and Assetz Exchange) and I wanted to share here my opinion on this one. EM offers a credit line (soon in Read more…
My risk management strategy in p2p lending is to invest only money that, if lost, will at max cause me a shrug. To keep the compounding going and diversify risk, I use part of the gains from one platform to try another one; for this reason, in the last quarter Read more…
DoFinance provides a nice offer, perfect for those who want an extra easy P2P investment with a reasonable performance: interest rates range from 4% to 11%, depending on the investment duration and early withdrawal terms. At first, choosing your strategy between the multitude of available options can feel a daunting Read more…
I started investing in FellowFinance two years ago and I thought this should be a good time to write a report about my experience so far, even if I still have more questions than answers. So, if anyone of you is also using it, please share with me your experience. FF is Read more…
Linked Finance is an Irish P2P platform that started in 2013 and specialises in Euro-denominated business loans, up to EUR 300.000, for small and medium-sized enterprises. So far, the platform originated c2100 loans for EUR 92m, with volumes growing steadily each year. Interest rates are between 6% and 17.5%, depending on Read more…
When I received the invite from Bondora to join the new product Go&Grow, my first reaction was: why should I be interested in such a low yield? Personally, I did not see any appeal in it but then I saw, from Bondora reports, that it was having a huge traction among other Read more…
First I started to invest with Portfolio Manager; if I remember correctly I choose a Conservative profile, just to try. First year everything was great, returns were high but being already mindful of the platform default risk, I started to withdraw 100 euro every 200 euro of profits. I wanted Read more…