Personal Finance
Factors and Risks
I am not sure who my audience is anymore, so I will try to keep this post as generic as possible. If you recognise where the example comes from, kudos to you 🙂 There is an investor with an 80% Read more
Personal Finance
Expenses, expenses, expenses
This week, I read a post from my pal Finanza Cafona on how he manages his money and budget. I call this type of content “finance porn” because I think in many cases the author wants to humblebrag how successful Read more
Personal Finance
On Dividend Investing Strategies
Every video/post about dividend investing should start with a big, clear disclaimer that says “This investment strategy is suboptimal; it might help you behaviourally but you are going to pay for the privilege”. Like those ads against piracy before a Read more
Personal Finance
Fun with Funds
It is almost the two-year anniversary of this post I wrote about the role of gold in a portfolio. A few days ago, someone re-posted on Twitter the research piece that prompted me to write my post (well, half of Read more
Personal Finance
Lifestyle Creep
I read a post from Ben Carlson about lifestyle creep and had a few thoughts. Mainly two, to be exact. “Feeling rich” and “being worried about money” are emotions, therefore exist because everyone is also exposed to the opposite. Can Read more
Personal Finance
Musings on FX risk
Does an asset intrinsic risk/return profile change based on where I sit? Let’s start with an example. I live In Switzerland with my best friend. He is a really good sports bettor and he generates rather stable returns out of Read more
Personal Finance
Market Cap (Weighted) Hated Indexes
Index: a sign or measure of something I have been reading complaints about market capitalisation-weighted indexes for a while. The latest reason is the over-exposure of the World Index to the US stocks…according to European investors; because if you ask Read more
Personal Finance
Traders, Coaches and Charlatans
This post is a behind the scene compendium of my first (?!?) guest post on BankerOnWheels.com; or…whatever did not make the cut there but I did not want to throw it away (I wrote it while on holiday so it Read more
Personal Finance
Tax Loss Harvesting
Taxes are a thorny topic to cover, even for a finance blog. A 1% saving on taxes equals 1% more in (net) returns, and we all know how hard is to increase returns even by just 1%. But taxes serve Read more
Personal Finance
Model Portfolio Quarterly Update
In April 2022, I introduced on this blog The Italian Leather Sofa Model Portfolio. As a reminder, here is the portfolio composition: The idea behind the portfolio is stolen from here. The link offers the best explanation to what I Read more