Personal Finance
Weird Math
I do not remember how and when I discovered HonestMath.com, it must have been on Twitter. Talking about Twitter, I fool myself all the time by thinking I can use it like a sort of RSS feed: someone posts a Read more
Personal Finance
Returns and Sequence of Returns
I recently watched a video made by an Italian content creator on Safe Withdrawal Rates and Sequence of Return Risk (even if I do not think he formally mentioned the two definitions ever). The video is done well and, as Read more
Personal Finance
Career Beta
I should definitely learn to save links when I read something interesting, especially if I plan to use the material later. I think (I think) Byrne Hobart, the author behind Capital Gains, some months ago wrote that moving from one Read more
Personal Finance
Model Portfolio Enhancements
A year ago I introduced The Italian Leather Sofa model portfolio. The main goal was to put my money where my mouth is…even if, back in the day, it was only virtual money. In fact, the model portfolio is built Read more
Personal Finance
Using Leverage to Reach Your Financial Goal (Sooner)
Ok, the title of this post feels a bit thrashy but stay with me for a minute. In the end, it might be really that simple. I spent a couple of weeks working on a video about leverage with Giovanni Read more
Personal Finance
The State of Financial Advisory in Italy
I left Italy shortly after I got my first real job, say a couple of years. Up to that point, I had opened an online saving account and an online brokerage account: that was my only connection with the “banking” Read more
Personal Finance
Stupid Debt: the Swiss Caution case
Shortly after I moved to Zurich with my family, we went to visit my wife’s sister that also lives in Switzerland. While chilling on the couch on a rainy Saturday, I started to rant to my brother-in-law about the fact Read more
Personal Finance
Banking is a Relationship Business
The good news: I finally managed to buy US-listed ETFs (in a 100% legit way. I have a cousin who pretended to live somewhere by photoshopping utility bills to bypass regulations/restrictions; amazingly, he never encountered any issue by willingly taking Read more
Personal Finance
Dumb Things Investors Do
Working with, and now also writing about, investing stuff necessarily exposed me to things that I do not understand. Not because they are complicated (there are but they are not the topic of this post) but because they are stupid. Read more
Personal Finance
Return Free Risk
A little bit more than a year ago, Andrea invited me to participate in his InCassaforte podcast after we had a brief exchange on Twitter on why it was reasonable or not to invest in bonds when rates are at Read more