A week ago I received a message from a reader, who just finished university and is starting his first internship in a few months. Considering the new phase of his life, he wanted to discuss saving and investment strategies. I Read more
The Safe Withdrawal Rate is one of the most debated concepts about retirement. Why? The human being is a creature that needs certainty. Assurance. Certitude. We cannot accept that what happens to us is simply…random. The existence of humanity itself Read more
In April last year, I introduced The Italian Leather Sofa model portfolio. As a reminder, here is the portfolio composition: The idea behind the portfolio is stolen from here. The link offers the best explanation to what I think is Read more
When I tell people that Twitter is one of my best working tools, most of them think I am joking. Most of them do not use Twitter. Years ago, when FB was still a thing for under-65, someone correctly said Read more
Two weeks ago, in the Pirates of Finance podcast, Jason Buck said “every great family wealth has been built on a great swindle”; you can imagine how I chuckled when I read this article on Bloomberg on how cocaine smugglers Read more
In order to save optimize time (which I do not have), I thought I could browse for new, interesting ETFs available for European investors, meaning UCITS compliant, and then write a post about them. This is a search I do Read more
I spent the last weeks pondering an important decision for me and my family. My initial thought was that I could chronicle what was happening here on the blog: great engaging content! The Kardashians built an empire sharing their boring Read more
“I used to think if there was reincarnation, I wanted to come back as the president or the pope or a .400 baseball hitter. But now I want to come back as the bond market. You can intimidate everybody.” James Read more
It is hard to understand privilege when you are born with it. In his semi-fictional series ‘Colin in Black & White’, Colin Kaepernick uses his experience of an adopted black kid living in a mainly white town in California to Read more
What age you should start investing? Drumroll… “It depends!” Who could have guessed, uh? This is a very interesting and very complex topic. Interesting because, if you nail it, your future self will be very happy. Complex because there is Read more