First I started to invest with Portfolio Manager; if I remember correctly I choose a Conservative profile, just to try. First year everything was great, returns were high but being already mindful of the platform default risk, I started to Read more…
“do applicants ever get rejected?” Let me introduce you, at minute 1:03, to Bondora (YES it is an affiliate link, YES I will get $ if you invest and you will get $ BUT I hope you will change your mind by Read more…
Viventor does not originate loans itself but is a platform, like the bigger Mintos, open to investors from all over Europe. Partner companies that list loans on Viventor consist of professionals, possessing years of experience in non-bank lending and underwriting, and having Read more…
I am 41, I started investing and reading about investing when I was 17. That’s make 24 years of listening to smart people telling you that leverage is bad and reading about people who went broke because of leverage. In Read more…
EstateGuru has been operational since November 2014 and is headquartered in Tallin, Estonia. The special feature of EstateGuru is that it started to offer loans to business customers for only short and medium term real estate project: it is a consumer-to-business Read more…
There’s risk in peer-to-peer as there is in any investment. The important thing is to understand where the risk lies and the actions you can take to keep this risk as low as possible. Loans going bad The most obvious Read more…
These are the platforms I have money with right now. They may or may not suit you, I have no special knowledge of how they operate, and there may be better options out there that I don’t know about. If Read more…
Peer-to-peer lending (or P2P lending) is a brilliantly flexible way of making a higher return on your money than you get in the bank, and a way to diversify your investments from shares and bonds. I strongly recommend you read this Read more…
I started investing with FinBee in 2016: during the years a lot of changes happened (almost all for the worse) but I still suggest you give it a try. The platform is quite small, originating around EUR 1mio of new loans/month but Read more…
I started investing with Twino more than four years ago and as of today, I consider it the best platform I used so far. The account set up is really easy and fast (as I recall), they now have also an app Read more…