In my researches about p2p lending and investments in general I stumble sometimes on articles about passive income. But what is passive income? Literally should mean a way to earn an income without making an active effort; this is the Read more
Linked Finance is an Irish P2P platform that started in 2013 and specialises in Euro-denominated business loans, up to EUR 300.000, for small and medium-sized enterprises. So far, the platform originated c2100 loans for EUR 92m, with volumes growing steadily each Read more
When I received the invite from Bondora to join the new product Go&Grow, my first reaction was: why should I be interested in such a low yield? Personally, I did not see any appeal in it but then I saw, from Bondora Read more
Lot of blogs offer their own created merchandise, but I am an engineer and I feel more productive advising you on risks and returns than to design your summer T. That’s why I want to suggest you someone else work Read more
First I started to invest with Portfolio Manager; if I remember correctly I choose a Conservative profile, just to try. First year everything was great, returns were high but being already mindful of the platform default risk, I started to Read more
“do applicants ever get rejected?” Let me introduce you, at minute 1:03, to Bondora (YES it is an affiliate link, YES I will get $ if you invest and you will get $ BUT I hope you will change your mind by Read more
Viventor does not originate loans itself but is a platform, like the bigger Mintos, open to investors from all over Europe. Partner companies that list loans on Viventor consist of professionals, possessing years of experience in non-bank lending and underwriting, and having Read more
I am 41, I started investing and reading about investing when I was 17. That’s make 24 years of listening to smart people telling you that leverage is bad and reading about people who went broke because of leverage. In Read more
EstateGuru has been operational since November 2014 and is headquartered in Tallin, Estonia. The special feature of EstateGuru is that it started to offer loans to business customers for only short and medium term real estate project: it is a consumer-to-business Read more
There’s risk in peer-to-peer as there is in any investment. The important thing is to understand where the risk lies and the actions you can take to keep this risk as low as possible. Loans going bad The most obvious Read more