A common theme in this blog’s last few years has been the search for the perfect retirement portfolio. If you are familiar with the ideal goal, you know the challenges to achieve it: longevity and sequence of returns risks, declining Read more
My job in the last 15 (?) years has been in, generally speaking, Corporate Treasury. I contribute to the bottom line of my employer in various way: Even if I want, there is no way I can increase the top Read more
“Retail investors have won the battle of fees. Brokerage accounts are free. Trading commissions are history. Anyone can own the entire stock market through a single exchange-traded fund for basically nothing. It’s a huge win for investors and terrible for Read more
A few days (? weeks?) ago, this image made the rounds on Twitter: It is taken from a BlackRock presentation, where they were trying to push the case for an investment in Bitcoin. You were most likely already familiar with Read more
In April 2022, I introduced on this blog The Italian Leather Sofa Model Portfolio. As a reminder, here is the portfolio composition: The idea behind the portfolio is stolen from here. The link offers the best explanation to what I think Read more
One aspect that has always fascinated? attracted? fooled? me about financial portfolios are Tactical Asset Allocation strategies. Rebalancing 10.0, a smarter approach to “buy low, sell high”, factors applied to asset classes, call it as you prefer. Strategic (static) Asset Read more
We are preparing a podcast episode where the three of us talk about our personal portfolios, how we invest our savings. As you can imagine, my part is a bit complex. Especially if you consider that we target the podcast Read more
AH! Leveraged ETFs, bearer of infinite deliberations, good or bad, useful tools or weapons of mass destruction. Tradr launched 2x leveraged funds that target weekly and monthly returns instead of the typical daily performance, with quarterly funds coming in October. Read more
I live in Europe and the majority of this blog readers are European as well. The most recurrent complaint I receive is that I focus on USD investment without acknowledging the related FX risks for European investors. The Model Portfolio Read more
Not a long time ago I wrote a post about Target Date Funds and their struggle to survive an inflation shock. With a target post-retirement allocation of 30% stocks / 70% bonds, they are basically bond funds. I recently read Read more