The title of this piece comes from a post a reader linked in the comments. The line itself isn’t strictly true: you might have children, or grandchildren, and it is entirely possible to extract utility from money even after you’re dead (a nuance the original authors are careful to address). Read more
I finally got around to properly playing with testfol.io’s Monte Carlo engine. With the Pro version, I was able to stretch the analysis out to a 40-year horizon and run 5,000 simulations. The underlying dataset only goes back 38 years, which isn’t ideal, but it’s enough to work with. Here’s Read more
Last week, two different writers landed on the same idea in the same week, without either knowing the other existed: a paper and, in Italian, a blog post, both asking what actually makes retirement satisfying. Call it a coincidence. Or call it a sign the question was overdue 🙂 Here’s Read more
Natixis puts out a Global Retirement Index every year (I found it, as usual, thanks to BankersOnWheels). It’s one of those research pieces that I wish had always existed, especially for someone like me who is keen to optimise and…calls home the place where my family is. There are some Read more
Two weeks ago, I was orphaned by the weekend reading list from BankerOnWheels. But thankfully, Monevator’s list threw me a lifeline: two posts, both interesting, and together they fill in the blanks. Here’s why they hit differently: they almost complete each other. First up, White Coat Investor drops a spicy Read more
If you spend enough time watching the way people interact with their brokerage accounts, you eventually realize that they aren’t actually looking for “total return.” That’s a lie they tell themselves to feel smart at dinner parties. What the average person is actually hunting for is a feeling. Specifically, the Read more