Since Central Banks announced last year that they were going to increase interest rates, I (for once) acted responsibly and asked myself this question: should I reduce the leverage in my portfolio? The cost to borrow money represents a hurdle rate: the return I get from investing has to be Read more…
I have watched seven episodes of the series Fleishman is in trouble. With Atlanta, is one of the best I watched in the last year. While Atlanta was fun but I couldn’t relate to any of the characters (a bit of the racism parts since 3/4 of my family is Read more…
Inflation is like beauty. Despite thinking, or being deceived into thinking, that a universal measurement is possible, what I see is different from what you see. Last year I wrote a couple of posts on the effects of the recent inflation surge on me and my family. Other than highlighting Read more…
A week ago I received a message from a reader, who just finished university and is starting his first internship in a few months. Considering the new phase of his life, he wanted to discuss saving and investment strategies. I immediately felt the guy deserved the very best answer I Read more…
The Safe Withdrawal Rate is one of the most debated concepts about retirement. Why? The human being is a creature that needs certainty. Assurance. Certitude. We cannot accept that what happens to us is simply…random. The existence of humanity itself happened by chance. And yet we created religions, God(s), philosophy, Read more…
Two weeks ago, in the Pirates of Finance podcast, Jason Buck said “every great family wealth has been built on a great swindle”; you can imagine how I chuckled when I read this article on Bloomberg on how cocaine smugglers infiltrated the (now) world’s biggest shipping line, MSC. To give Read more…
I spent the last weeks pondering an important decision for me and my family. My initial thought was that I could chronicle what was happening here on the blog: great engaging content! The Kardashians built an empire sharing their boring ass lives, it has to work, innit? Everyone is a Read more…
What age you should start investing? Drumroll… “It depends!” Who could have guessed, uh? This is a very interesting and very complex topic. Interesting because, if you nail it, your future self will be very happy. Complex because there is no universal answer (beware those people that tell you otherwise) Read more…
I discovered Kris Abdelmessih on Twitter and his substack The Moontower not a long time ago. The more I climb the tower, the more I find him a fascinating person to follow. He arrived both at the best and the worst possible point in my life: being a parent of Read more…
*This post is 100% fiction, even more than past ones. Nothing here is financial advice, please use your own judgment about reading from a rando on the internet that does not update his About page for ages. A week ago, the girlfriend of one of my best friends had to Read more…