A common theme in this blog’s last few years has been the search for the perfect retirement portfolio. If you are familiar with the ideal goal, you know the challenges to achieve it: longevity and sequence of returns risks, declining cognitive capacity to manage complex assets, various left-tail events, inflation Read more…
Not a long time ago I wrote a post about Target Date Funds and their struggle to survive an inflation shock. With a target post-retirement allocation of 30% stocks / 70% bonds, they are basically bond funds. I recently read two pieces about bonds and retirement strategies that fit nicely Read more…
A few weeks ago I listened to a great episode of the Rational Reminder podcast about Professor Cederburg’s latest research. A research that seems to disrupt traditional thinking in the field of Lifecycle Investment Advice. Two main things are considered common knowledge in the field that the paper disrupts: one Read more…
I recently watched a video made by an Italian content creator on Safe Withdrawal Rates and Sequence of Return Risk (even if I do not think he formally mentioned the two definitions ever). The video is done well and, as a bonus, the author shares his Python code so that Read more…
I read this post earlier in the week and I got quite disappointed. Humble Dollar is supposed to be one of the ‘good’ financial divulgation outlet and the author of the post, Charlie D. Ellis, wrote a seminal book called Winning the Loser’s Game (I did not read the book Read more…